According to new rule it has been made clear that sukanya account can be opened even in the name of an adopted daughter. Jan 04, 2020 sukanya samriddhi accountyojana is a small savings special deposit scheme for girl child. You can use your device camera to capture a document, whiteboard, or receipt and save it as. Once you have entered the relevant details, attach the following documents to your form a.
Apr 25, 2020 sukanya samriddhi yojana list of banks, application form, pass book details. Account can be opened in the name of a girl child till she attains the age of 10 years. The interest rate is declared quarterly just like other post office schemes. Sukanya samridhi yojanaobjective,eligibility and documents. Apr 03, 2020 sukanya samridhi yojana sukanya samridhi account scheme is a small deposit scheme for girl child, as part of beti bachao, beti padhao campaign, which would fetch yearly interest rate of 8.
This scheme is falling under eee scheme means amount invested and returned earned is non taxable. Sukanya samriddhi yojana vs lics limited premium endowment plan. Narendra modi ji launched sukanya samriddhi account a small savings scheme on 22nd january 2015. Looking at tax benefit and return applicable you should invest in sukanya samrriddhi account. The scheme is specially designed for girls higher education or marriage needs and should be opened by her parents or legal guardianin case parents are missing. Application for opening an account under sukanya samriddhi account please fill all the details in capital letters only. The interest rate for janmar19 q4, fy 201819 was 8. Sukanya samriddhi account application form download. How to open sukanya samriddhi account at post offices and.
Sukanya samriddhi account can be opened on girl child name by her legalnatural guardian. Sukanya samriddhi yojana or ssy is a scheme targeted towards saving money for welfare of girl child. Post offices have a pan india presence with branches all across the nation in the rural and urban areas. How to open sukanya samriddhi account in sbi bank check. Sukanya samriddhi scheme is part of the beti bachao, beti padhao scheme launched by the modi government. Sukanya samriddhi scheme comes from ministry of finance under its notification gsr 863e. Finance ministry notification for sukanya samriddhi account can be downloaded here. I will advice every parent to open an account for their girl child. Government backed sukanya samriddhi yojana ssy is targeted towards a girl child and her financial needs such as education and marriage. This post is written by shiv kukreja, who is a certified financial planner and runs a financial planning firm, ojas capital in delhincr. This scheme is specially designed for girls higher education or marriage needs.
Sukanya samriddhi scheme is an initiative by indian government. Its packed with all the tools you need to convert, edit, and sign pdfs. It is basically an investment scheme with tax benefits for the parents. The scheme is completely aimed for the betterment and upliftment of the girl child in the country and to save money for the girl child to gave her a good education and for taken care of her wedding expenses in every family. Sukanya samriddhi yojana account can be opened across all the post offices and banks. Generally, all banks that provide the facility to open a public provident fund account offer one for sukanya samriddhi yojana ssy too. What is sukanya samriddhi account check lic policy status. This is a girl child prosperity scheme under beti bachao beti padao program of pm narendra modi. Sukanya samriddhi yojana is new saving scheme announced in jan 2015 for saving money for the girl childs education and marriage. Sukanya samriddhi yojana details are given in this article. Documents required for opening sukanya samriddhi account are.
Birth certificate of girl child in whose name the account is opened must be. Sukanya samriddhi yojana was launched by the central government in january 2015. Sukanya samriddhi accountyojana is a small savings special deposit scheme for girl child. Documents that are required to open a sukanya samriddhi yojana account.
Birth certificate of girl child address proof identity proof b benefits of sukanyasamriddhi account scheme 1. For complete information in hindi, we are providing you this pdf file. The candidates can find the respective details of the sukanya samriddhi yojna on this page. Sukanya samriddhi yojana 2020 application form pdf. Sukanya samriddhi yojana or girl child prosperity scheme is the part of beti bachao, beti padhao campaign. I just opened a sukanya samriddhi yojana account for my daughter. Sukanya samriddhi yojana sukanya samriddhi account a small savings scheme updated 20th september 2019 upsc the sukanya samriddhi yojana is as girl child prosperity scheme under beti bachao beti padhao program of prime minister narendra modi. The investors, on the other hand, need to keep in mind five important years or time spans before. The scheme encourages parents to build a fund for the future education and marriage expenses for their female child. Dec 27, 2018 a sukanya samriddhi yojana account can be opened in any authorised post office branch or authorised branches of commercial banks. Sukanya samriddhi yojana is a good scheme for daughters in terms of higher education, marriage and saving for a bright future.
This is a must have scheme for every parent to secure future of their girl child. Allows extension functionality on all webpages with and s schemes. Financial inclusion a study on sukanya samriddhi yojana. Jan 29, 2015 sukanya samriddhi account ssa is an investment scheme which can be opened for a girl child. The finance minister sweetened the deal by making sukanya samriddhi account part of exemptexemptexempt eee tax regime. The account will be opened and operated by the guardian of a girl child till the girl child, in whose name the account has been opened, attains the age of 10 years. Follow these steps to solve pdf issues by reconfiguring your browser to. Sukanya samridhi yojana sukanya samridhi account scheme is a small deposit scheme for girl child, as part of beti bachao, beti padhao campaign, which would fetch yearly interest rate of 8. Sukanya samriddhi account is a welcome step from the government of india to encourage people to save money for the education of the girl child. Sukanya samridhi yojana is a good scheme started by the government of india with a good motto of thinking about the wellness and future of the women who are always given a back seat for every situation. Though i am heavily invested in equities, i feel this is a good scheme on the fixed securities portfolio.
I hereby undertake to abide by the provisions rules of the isukanya samriddhi account and amendments issued thereto from time to time. Ssa sukanya samriddhi account yojana is a small savings scheme launched by our honorable pm shri narendra modi. The first line of a pdf file is a header identifying the version of the pdf. Sukanya samridhi yojana, sukanya samriddhi account scheme by govt. Sukanya samriddhi accountkhatha is a governments small savings special deposit scheme for girl child. Sukanya samriddhi account girl child prosperity account is a government of india backed saving scheme targeted at the parents of girl children. Asher and others published sukanya samriddhi yojana.
Sukanya samruddhi yojana account scheme details icici bank. What is sukanya samriddhi account check lic policy. Maximum amount deposited under this scheme will be 1. This scheme is especially for girls of 10 years or younger. I hereby declare that i have not opened or maintaining any other account under the same scheme in the. Configure browser to use the adobe pdf plugin to open online. Sukanya samriddhi yojana scheme is a government scheme, launched by mr.
It is very important to provide girl child with financial security. With the latest budget making the incomeinterest from the scheme tax free, the scheme falls in the category of eee exemptexemptexempt products, i. Sukanya samriddhi yojana ssy a small deposit scheme which has been started by the indian government under the beti bachao initiative. Account can be opened up to the age of 10 years from the date of birth. The government has taken a good step, and this would go a long way.
With the financial year about to end, sukanya samriddhi scheme can be a credible tax saving alternative. Sukanya samriddhi yojana ssy is a governmentbacked savings scheme as part of the beti bachao, beti padhao yojana for the benefit of the girl child. The scheme was launched by prime minister narendra modi on 22 january 2015 as a part of the beti bachao, beti padhao campaign. Convert current web page to an adobe pdf file windows only. Within a very short span of time, even before its actual functioning, sukanya samriddhi account yojana has become one of the most popular small saving schemes for the girl child and lots of people are searching internet and other sources for various details including sukanya samriddhi account sample form to open account. Sukanya samriddhi yojana ssy is a government backed savings scheme, launched exclusively for the benefit of the girl child. There is a purpose behind this scheme and it is being launched with an objective. People have been asking all kind of queries regarding various. The sukanya samridhi yojana is the most popular government scheme launched by the prime minister of india, shri narendra modi on 22nd january 2015, panipat haryana. Interest rate for small saving schemes unlikely to be increased in april. The gazette on this scheme was released on 2 nd december, 2014. Jan 07, 2016 sukanya samriddhi scheme or sukanya samriddhi yojana ssy was notified in december 2014. The budget has now made the income from the scheme tax free.
Finance minister arun jaitley had announced this scheme in his budget speech in july. This account can be opened for girl child on her name by her parents. Recently we provide complete details for sukanya samridhi yojana and details for sukanya samriddhi yojana in hindi. Download sukanya samriddhi yojana application forms as pdf file. It is a small saving scheme launched on 22nd january 2015 in panipat, haryana by honourable prime minister narendra modi. Sukanya samriddhi yojana calculator ssy calculator online. I agree to abide by the provisions of the sukanya samriddhi yojana scheme and amendments issued thereto from time to time.
Account holders satisfication towards sukanya samriddhi account ssa of postal department with special. How to open sukanya samriddhi account at post offices and banks. Fields with asterisk are mandatory parentguardians details young star please affix latest coloured passport size photograph of parentguardian please sign across photograph. Sukanya samriddhi yojana is a small saving scheme, which can be opened in post offices and designated private and public banks in the form of a savings account in the name of the baby girl. Mar 10, 2015 how to open sukanya samriddhi account at post offices and banks. Recently we provide complete details for sukanya samridhi yojana and details for sukanya samriddhi yojana in hindi now we are providing updated list of authorised banks, pplication form, passbook. Sukanya samriddhi account saving scheme for girl child.
The sukanya samriddhi yojana ssy, which is also known by the name of child prosperity scheme is launched by honorable prime minister shri. Ssy account is to ensure a bright future for girl children in india. Only one account can be opened in the name of a girl child. Sukanya samriddhi is one scheme which is easy to understand and implement, ensuring that an individual can open and maintain this account without any hassle. The sukanya samriddhi yojana ssy could be a better alternative. Having a wide presence in the rural areas give the post offices leverage and in turn help the government to spread the benefits of the scheme to the masses. Sukanya samriddhi account scheme national savings institute. On 23 july 2018, the criteria for minimum annual deposit for the sukanya samriddhi yojana account has been revised to rs. Sukanya samriddhi yojana 2018 ssy account opening form. This plan provides financial support for the family in case of unfortunate death of the policyholder any time before maturity and a lump sum amount at the time of maturity for the surviving policyholder. Sukanya samriddhi yojana account comprehensive guide. How to open sukanya samriddhi yojana account in sbi. Sukanya samriddhi yojana list of banks, application form, pass book details. Indias innovative women empowerment and social protection scheme find, read and cite all the research you.
Sukanya samriddhi account will provide tax free return. Jun 06, 2018 this scheme is called as sukanya samridhi yojana. Apr 01, 2015 reserve bank of india rbi has issued a notification on 11th march 2015, authorizing 28 banks to open sukanya samriddhi ac. This notification was published on 2nd december 2014 but was launched on 22nd january 2015. Reserve bank of india rbi has issued a notification on 11th march 2015, authorizing 28 banks to open sukanya samriddhi ac. Mar 16, 2015 the sukanya samriddhi yojana ssy could be a better alternative. Sukanya samriddhi account pnb sukanya samriddhi account. Sukanya samriddhi account ssa is an investment scheme which can be opened for a girl child. Sukanya samriddhi yojana open sukanya samriddhi account. The age of the girl at the time of opening account should not be more than 10 years.
In what would be regarded as quite a disappointment for lakhs of subscribers to saving schemes such as the national pension scheme, sukanya samriddhi yojana, public provident fund and so on, a government official has said that the interest rate for such schemes is unlikely. In jan2015, govt of india has announced sukanya samriddhi account yojana, however, yet to provide relevant application forms till now. Sukanya samriddhi account can be opened at post office or at designated bank branches. The scheme was already eligible for deduction under section 80c. This scheme enables guardians to open a savings account for their girl child with an authorised commercial bank or india post branch. Common application form for all banks sbi, bob etc sukanya samriddhi scheme complete details in hindi. Adobe acrobat dc version 15 or higher or adobe acrobat reader dc version 17 or. In the content type area, scroll to portable document format pdf. Interest payment even after maturity if account is not closed. Tax saving should not be the only reason for investing in ssy.
The prime goal of this scheme is to give focus on girls child higher education and marriage. This scheme is a longterm investment which relies more on the equity help. In what would be regarded as quite a disappointment for lakhs of subscribers to saving schemes such as the national pension scheme, sukanya samriddhi yojana, public provident fund and so on, a government official has said that the interest rate for such. The scheme offered attractive guaranteed interest rates. Here we are providing list of authorised banks to open an account, application form, pass book details etc. While the basic details remain same, every bank has their own format for the form. Sukanya samriddhi yojana is eligible for tax exemption under section 80c of income tax. Just all details of the sukanya samriddhi scheme are given here. Sukanya samriddhi account can be opened by the guardian in the name of a beneficiary who has not attained the age of ten years as on the date of opening of the account. An account shall be opened for a maximum of two girl children in one family with an exception of triplet, as per rules. Rbi has notified 28 banks which are authorized to open sukanya samriddhi scheme.
For compatibility reasons, this binding for pdflib still supports most of the. It is part of beti bachao beti padhao initiative of government of india goi also known as bbb. There are two option of investment under sukanya samriddhi account i. It is a small deposit scheme which is specially meant for the girl child. Sukanya samriddhi account tax benefits by investing for.
Here is all you need to know toionline apr 10, 2018, 11. Beti bachao beti padhao is the mantra with which modi government launched sukanya samriddhi yojana ssy, also known as sukanya samriddhi scheme, on 22nd january 2015. Download sukanya samriddhi account calculator for calculating the maturity amount of investment at 9. Jun 14, 2015 sukanya samriddhi yojana account sukanya samriddhi account is a relatively new financial product which has been launched by the government and is described as a riskfree investment product. Checkout our video about how to fill the sbi form for sukanya samriddhi account here. In recent budget speech, finance minister indicated that the returns from sukanya samriddhi yojana is tax free.
Sukanya samriddhi yojana list of banks, application form. I have already posted three articles for sukanya samriddhi yojana and the queries regarding this scheme are not showing any signs of tiredness. It is not right to compare sukanya samriddhi account with other investment options savings scheme. Sukanya samriddhi yojana open sukanya samriddhi account online. Jun 01, 2015 sukanya samriddhi yojana is new saving scheme announced in jan 2015 for saving money for the girl childs education and marriage. Sukanya samriddhi account new saving scheme is the nes small deposit post office scheme launched by govt of india under beti bachao beti padhao campaign in 2014 slideshare uses cookies to improve functionality and performance, and to provide you with relevant advertising. It is a small saving scheme initiated by the goi to encourage people to save. A sukanya samriddhi yojana account can be opened in any authorised post office branch or authorised branches of commercial banks. We live in a society where people spend more on girls marriage than her studies. Apr 10, 2018 here is all you need to know toionline apr 10, 2018, 11. It is a small savings scheme which provides interest and also has some rules, benefits and short comes.
Download sukanya samriddhi account calculator in excel. The investors, on the other hand, need to keep in mind five important years or time spans before investing in ssy. Jul 16, 2015 sukanya samriddhi account will provide tax free return. Sukanya samridhi yojana, sukanya samriddhi account scheme. Sukanya samriddhi yojana sample filled application form. Aug 05, 2019 sukanya samriddhi account saving scheme for girl child. Jul 31, 2015 lics limited premium endowment plan is a participating nonlinked plan which offers a combination of protection and savings.
Sukanya samriddhi yojana ssy is a savings scheme launched back in 2015 as part of the government initiative beti bachao, beti padhao campaign. Narendra modi, as a part of beti bachao beti padao campaign. With guaranteed interest income and tax exemptions available, this scheme is the ideal choice for the parent or legal guardian of a girl child, to provide for her higher education andor marriage and secure her financial. Sukanya samriddhi account cannot be considered as an investment option but a savings scheme to secure the future of girl child. Sukanya samriddhi yojana list of banks, application form in pdf.
Account can be opened in post office and branches of authorised banks. Apr 12, 2015 sukanya samriddhi account new saving scheme is the nes small deposit post office scheme launched by govt of india under beti bachao beti padhao campaign in 2014 slideshare uses cookies to improve functionality and performance, and to provide you with relevant advertising. Parents can open up to two such accounts for girls they cannot open a thirdfourth account, etc. Mar 06, 2020 government backed sukanya samriddhi yojana ssy is targeted towards a girl child and her financial needs such as education and marriage. Sukanya samriddhi yojana eligibilty benifits and pdf form. This scheme was launched by narendra modi government to help people save for future of their girl child. Its a special deposit scheme launced by our prome minister narenda modi on 22 nd january 2015 for a girl child. Sukanya samriddhi account is another welcome step from govt of india. However, as the exact age at which she would require the funds is uncertain, the scheme tries to be flexible. Lics limited premium endowment plan is a participating non. Main purpose of this sukanya samriddhi yojna is to provide girl education and her marriage expenses.